Nikulsons & Co.

Industries · Fintech & enterprise

Financial products people trust.

Banking, lending and payment products where compliance and conversion have to work together. Plus internal tools for enterprise teams that still run on spreadsheets.

  • Onboarding & KYC
  • Lending & credit
  • Enterprise tools

(01) What we build

What we build for Fintech & enterprise.

Onboarding & KYC

Identity checks, document upload and risk steps.

Lending & credit

Applications, offers and repayments.

Payments & wallets

Transfers, cards and multi-currency accounts.

Dashboards

Accounts, portfolios and reporting.

Internal tools

Back office, approvals and case management.

Accessibility & security

WCAG, audit trails and permissions.

(02) Experience

Experience in fintech and enterprise.

Brands our people have built for, in-house and alongside.

  • Bigbank
  • Impact for Breakfast
  • Oracle Hospitality
  • Shell

(03) Where we come in

Wherever you are, there’s a way in.

  • Live product

    Find where applicants drop

    An audit of onboarding and application flows, ranked by impact.
    UX audit & product discovery
  • Legacy platform

    Modernise with less risk

    Redesign and rebuild in stages, so the platform keeps running.
    Product rebuild & redesign
  • Operations

    Remove manual work

    AI agents and workflows for checks, reports and back-office tasks.
    AI automation
  • Enterprise

    Add product capacity

    A dedicated team that works inside your processes and compliance.
    Dedicated product team

(04) Questions

Questions, answered.

Something else on your mind? Ask us directly.

(05) Other industries

Other industries we know.

All industries

(06) Contact

What’s your next move?

Tell us what you’re building, or where things are stuck.

We reply within one working day. Prefer to talk? Book a 30-min call (opens in a new tab)

© 2026 Nikulsons & Co.Privacy notice
UK · Malta · Latvia · Estonia · Remote